I. Data Compilations
GOVERNMENT
U.S. Department of Housing
and Urban Development
U.S. Housing Market Conditions (Quarterly compendium of housing data):
http://www.huduser.org/periodicals/ushmc.html
Census Bureau
Web portal for Census Bureau data releases, which include a number of housing-related
statistics:
http://www.census.gov/cgi-bin/briefroom/BriefRm
INDUSTRY
National Association of
Home Builders
Web portal for the latest housing-related data:
http://www.nahb.org/showpage_details.aspx?showpageID=311
II. House Prices and Affordability
HOUSE PRICE INDEXES
AND LEVELS
GOVERNMENT
FHFA
Quarterly House Price Indexes for the U.S., Census Divisions, States, and Metropolitan
Areas
http://www.fhfa.gov/Default.aspx?page=14
Federal Reserve Board
Mortgage Comparison Calculator:
This mortgage calculator is designed to compare monthly payments and the amount
of equity one will build in their home for several kinds of fixed and adjustable-rate
mortgages.
https://www.federalreserve.gov/apps/mortcalc/
Federal Reserve Bank of Atlanta Online Mortgage Calculator
This home mortgage tool is designed to help consumers determine whether they qualify
for a particular mortgage product based on their financial profile and the lender’s
underwriting criteria.
http://www.frbatlanta.org/partnerssoftwareonline/dsp_main.cfm
Census Bureau
Quarterly Constant-Quality House Price Index (CQHPI) for New Homes:
http://www.census.gov/const/price_sold.pdf
Note:
FHFA’s House Price Index is sometimes referred to as a constant-quality index,
but is computed using a different methodology than this Census Bureau index.
Also, importantly, the CQHPI is calculated using a relative small sample of
new homes. FHFA’s index is calculated using a larger sample and is focused on
existing homes.
Federal Housing Finance Agency
Home prices for the U.S.
These statistics are computed using loan-level survey data from the Finance Board’s
Monthly Interest Rate Survey (MIRS):
Conventional Home Mortgages - Averages by State (for 2008)
http://www.fhfa.gov/webfiles/15290/MIRS_table08_2008_Averages_by_State.xls
Median Price of Single-Family Homes by State (through 2008):
http://www.fhfa.gov/webfiles/15296/MIRS_table27_2008_Median_Price_by_State.xls
INDUSTRY
S&P/Case-Shiller
Monthly (three-month rolling average) repeat-transactions house price indexes
for twenty metropolitan areas, two “composite” indexes, and a quarterly home price
index for the United States:
Link
to S&P/Case-Shiller portal
National Association of Realtors
Monthly mean and median prices for existing homes for the U.S. and four regions:
http://www.realtor.org/research/research/ehsdata
Freddie Mac
Quarterly repeat-transactions house price index for existing homes:
http://www.freddiemac.com/finance/cmhpi/
Note:
Unlike FHFA’s HPI, Freddie Mac’s index applies an approximation factor that
makes it mimic a value-weighted measure of home appreciation. The FHFA HPI is
not adjusted in this way; more expensive homes generally have no greater influence
on the index than lower-priced homes.
HOUSING AFFORDABILITY
INDUSTRY
National Association of
Realtors
Monthly housing affordability index for all home buyers and first-time home buyers
(calculated with median existing sales prices and median family incomes):
http://www.realtor.org/Research.nsf/Pages/HousingInx
III. Home Sale Volumes
and Inventories
GOVERNMENT
Census Bureau
Monthly sales estimates for new homes by region and stage of construction:
http://www.census.gov/const/newressales.pdf
Monthly new home sales inventories for the U.S.:
http://www.census.gov/const/newressales.pdf
INDUSTRY
National Association of
Realtors
Monthly sales volumes for existing homes by region:
http://www.realtor.org/Research.nsf/files/EHSreport.pdf/$FILE/EHSreport.pdf
Monthly sales volumes for U.S. (single-family and co-op prices distinguished):
http://www.realtor.org/Research.nsf/files/totalsalesreport.pdf/$FILE/totalsalesreport.pdf
Monthly sales inventories of existing homes (single-family and condo properties
distinguished):
http://www.realtor.org/Research.nsf/files/totalsalesreport.pdf/$FILE/totalsalesreport.pdf
Monthly sales inventories for existing homes:
http://www.realtor.org/Research.nsf/files/EHSreport.pdf/$FILE/EHSreport.pdf
Monthly pending home sales index (A forecast of existing homes sales in the following
1-2 months):
http://www.realtor.org/Research.nsf/Pages/PHSdata
National Association of Home Builders
Monthly survey of home builders that reports builder confidence in the business
outlook (“NAHB/Wells Fargo Housing Market Index”):
http://www.nahb.org/fileUpload_details.aspx?contentID=57939
IV. Housing Stock, Starts,
Construction, and Remodeling
VALUE AND NUMBER OF
EXISTING HOMES
GOVERNMENT
Census Bureau
Decennial estimates for the number of attached and detached housing units by state
1940-2000:
http://www.census.gov/hhes/www/housing/census/historic/units.html
Note:
OFHEO’s U.S. HPI is constructed as a weighted average of census division indexes,
where the weights are the Year 2000 estimate of the number of one-unit, detached
properties as reflected in the first column of the table.
Quarterly estimates of the total number of units in the U.S. housing stock:
http://www.census.gov/hhes/www/housing/hvs/historic/histtab8.html
Bureau of Economic Analysis
Annual estimate of the total value of residential fixed assets (see Table 5.1):
http://www.bea.gov/national/FA2004/SelectTable.asp
NEW CONSTRUCTION
GOVERNMENT
Census Bureau
Monthly estimates of building permits, housing starts, and housing completions
in the U.S. and the four regions:
http://www.census.gov/const/newresconst.pdf
Monthly estimate of total expenditures on construction activities (including on
residential properties):
http://www.census.gov/const/C30/release.pdf
New Home characteristics (square footage, number of bedrooms, number of bathrooms,
etc.) by year:
http://www.census.gov/const/www/charindex_excel.html
Bureau of Economic Analysis
Quarterly Estimates for residential fixed investments:
http://www.bea.gov/newsreleases/national/gdp/gdpnewsrelease.htm
(See Table 1)
INDUSTRY
National Association of
Home Builders
Quarterly, survey-based index of remodeling activity. The publication includes
seasonally adjusted measures of current and expected strength in remodeling activity:
http://www.nahb.org/fileUpload_details.aspx?contentID=563
HOME REMODELING AND
REPAIR
GOVERNMENT
Census Bureau
Quarterly estimate of total U.S. expenditures on residential improvements and
repairs:
http://www.census.gov/const/www/c50index.html
Biennual estimates of total U.S. expenditures on home alterations and improvements
(data are calculated using the American Housing Survey):
http://www.census.gov/hhes/www/housing/ahs/nationaldata.html
V. Mortgage Markets
PRIMARY MORTGAGE MARKET
VOLUMES
GOVERNMENT
Board of Governors of the
Federal Reserve System
Net Change in Mortgages Outstanding (Table F. 217):
http://www.federalreserve.gov/releases/z1/current/z1.pdf
Total Outstanding Mortgages (Table L. 217):
http://www.federalreserve.gov/releases/z1/current/z1.pdf
INDUSTRY
Mortgage Bankers Association
(MBAA)
Weekly volume measures of mortgage applications with a separate index provided
for refinance activity
Link
to MBAA Weekly Survey
INTEREST RATES
GOVERNMENT
Federal Housing Finance Agency (FHFA)
Monthly average mortgage rates calculated for different mortgage terms from FHFA’s
Monthly Interest Rate Survey (MIRS):
http://www.fhfa.gov/Default.aspx?Page=252
INDUSTRY
Freddie Mac
Weekly average mortgage commitment rates calculated from Freddie Mac’s weekly
Primary Mortgage Market Survey:
Effective June 30, 2009, Freddie data is now only accessible from the PMMS Archives
web page at http://www.freddiemac.com/pmms/pmms_archives.html
Mortgage Bankers Association (MBA)
Weekly average mortgage commitment rates by mortgage product from the MBA’s weekly
Mortgage Applications Survey (see press release section):
Link
to MBAA Survey
OTHER MORTGAGE CHARACTERISTICS
GOVERNMENT
Federal Housing Finance
Agency
Monthly estimate of the share of conventional mortgages having adjustable rates
(from FHFA MIRS data):
http://www.fhfa.gov/webfiles/15139/tbl1_oct09.xls
Monthly comparison of average loan amounts for fixed and adjustable rate mortgages
(from FHFA MIRS data):
http://www.fhfa.gov/webfiles/15140/tbl2_oct09.xls
Monthly average loan-to-value ratios (from FHFA MIRS data):
http://www.fhfa.gov/webfiles/15139/tbl1_oct09.xls
(for recent data)
http://www.fhfa.gov/webfiles/3290/MIRS_table17_20078.xls
(for older data)
INDUSTRY
Freddie Mac
Monthly, survey-based measure of the share of mortgages having adjustable mortgages
rates:
http://www.freddiemac.com/news/finance/docs/monthly_arm.xls
Quarterly, survey-based measure of the share of refinance mortgages that involve
“cash-outs” (defined by Freddie Mac as situations where the new loan’s balance
exceeded that of the old loan by 5 percent or more):
http://www.freddiemac.com/news/finance/data.html
Monthly, survey-based measure of the share of mortgages from refinances:
http://www.freddiemac.com/news/finance/docs/monthly_refi.xls
SECONDARY MORTGAGE
MARKET VOLUMES
INDUSTRY
Fannie Mae
Monthly mortgage purchases and issuances of MBS:
http://www.fanniemae.com/ir/monthly/index.jhtml?s=Monthly+Summary
Freddie Mac
Monthly mortgages purchases and issuances of MBS:
http://www.freddiemac.com/investors/volsum/
VI. Housing Vacancies
and Homeownership Rates
GOVERNMENT
Census Bureau
Quarterly estimates for vacancy and homeownership rates by region and for the
U.S. Homeownership rate estimates are provided for different demographic groups:
http://www.census.gov/hhes/www/housing/hvs/hvs.html